{"id":5629,"date":"2025-10-23T07:50:52","date_gmt":"2025-10-23T07:50:52","guid":{"rendered":"https:\/\/invexa.ch\/?p=5629"},"modified":"2025-12-19T08:25:00","modified_gmt":"2025-12-19T08:25:00","slug":"centrale-du-2eme-pilier","status":"publish","type":"post","link":"https:\/\/invexa.ch\/en\/pension\/2nd-pillar-central-office\/","title":{"rendered":"2nd Pillar Central Office: its role and operation"},"content":{"rendered":"
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Many people in Switzerland lose track of part of their occupational pension savings. With frequent job changes, career breaks, or moves abroad, it\u2019s common for assets from the 2nd pillar<\/a> to remain \u201casleep\u201d in forgotten accounts. This is where the 2nd Pillar Central Office comes in \u2014 a national body linked to the LPP Guarantee Fund<\/strong><\/a>, responsible for helping individuals locate unclaimed LPP\/BVG assets. Acting as a bridge between insured persons and pension institutions, it ensures that every franc contributed ultimately reaches its rightful owner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What is the 2nd Pillar Central Office?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The 2nd Pillar Central Office, established in 1999 and managed by the LPP Guarantee Fund in Bern, is a public service that helps insured persons find forgotten occupational pension assets<\/a>.<\/p>

It acts as a national point of contact within Switzerland\u2019s occupational pension (LPP\/BVG) system, ensuring that anyone who has worked in Switzerland can trace and recover the pension funds they are entitled to.<\/p>

Unlike a pension fund, the 2nd Pillar Central Office does not hold any assets and does not pay out benefits.\nIt should not be confused with the Substitute Occupational Benefit Institution (LPP)<\/a>, which safeguards pension funds when an insured person has not designated a new pension provider.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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We recover your BVG assets<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We will take care of the research<\/strong> and repatriation<\/strong> of your BVG\/LPP assets in a customized solution<\/strong>. Don't let your savings go dormant without a return.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How does the 2nd Pillar Central Office work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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To recover any forgotten pension assets, insured persons can submit an official request<\/a> directly on the LPP Guarantee Fund\u2019s website (sfbvg.ch). The 2nd Pillar Central Office then compares the personal data provided (name, date of birth, AHV number) with the information reported by pension funds.<\/p>

If a match is found, both the individual and the relevant pension institution are informed.\nThe service is free of charge, confidential, and available in multiple languages, ensuring easy access for all insured persons.<\/p>

The 2nd Pillar Central Office does not hold individual accounts and does not manage any assets.\nIt performs no financial transfers \u2014 its role is limited to providing information and connecting the insured person with the appropriate pension fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How does the 2nd Pillar Central Office differ from the LOB Guarantee Fund?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The LOB Guarantee Fund and the 2nd Pillar Central Office depend on the same foundation<\/strong>, based in Bern, Eigerplatz 2, but their missions are distinct.<\/p>

The LOB Guarantee Fund is responsible for ensuring the stability of the Swiss occupational pension system<\/strong>. It intervenes in cases of a pension fund\u2019s insolvency<\/strong>, thereby guaranteeing the payment of the minimum benefits required by law.<\/p>

The 2nd Pillar Central Office, on the other hand, acts as a liaison service<\/strong> of the LPP Guarantee Fund. It focuses exclusively on individual searches<\/strong> for forgotten pension assets and does not manage any funds or benefits.<\/p>

Its activities fall under the legal framework of Article 58a of the LPP<\/strong>, which governs the exchange of data between pension funds and the Central Compensation Office.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How can I contact the 2nd Pillar Central Office?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The 2nd Pillar Central Office can be contacted directly through the official website of the LPP Guarantee Fund<\/a>. There, you will find an easy-to-use online request form<\/a> to start searching for forgotten occupational pension assets.<\/p>

Official contact details:<\/strong><\/p>

Centrale du 2\u00e8me pilier<\/strong>
Fonds de garantie LPP
Organe de direction
Case postale 1023
3000 Berne 14<\/p>

email: info@zentralstelle.ch<\/a>
telephone: +41 31 380 79 75<\/a> (No information on assets is given over the phone.<\/p>

Before submitting your request, prepare your OASI number<\/strong>, a list of your former employers, and your employment periods in Switzerland. This information will allow the Central Office to carry out a quick and accurate search within the pension funds\u2019 databases.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Best practices to avoid forgotten assets<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Losing track of a pension account is more common than you might think. Here are a few simple reflexes to avoid forgotten 2nd pillar assets:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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