Calculateur d'Int\u00e9r\u00eats Compos\u00e9s<\/title>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Manrope:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">\n <style>\n * {\n box-sizing: border-box;\n }\n\n #compound-wrapper {\n font-family: 'Manrope', sans-serif;\n color: #000;\n padding: 0;\n max-width: 100%;\n overflow-x: hidden;\n }\n\n .simulation-box {\n background-color: #F9FBFF;\n border: 1px solid #D8D8D8;\n border-radius: 16px;\n padding: 24px;\n margin-bottom: 30px;\n }\n\n .simulation-box h3 {\n font-size: 22px;\n padding-bottom: 15px;\n font-weight: 700;\n margin-bottom: 20px;\n color: #071659;\n }\n\n .compound-inputs-inline {\n display: flex;\n flex-wrap: wrap;\n gap: 20px;\n margin-bottom: 10px;\n }\n\n .compound-inputs-inline .input-group {\n flex: 0 0 220px;\n width: 220px;\n min-width: 200px;\n }\n\n .input-group label {\n font-weight: 600;\n display: block;\n margin-bottom: 8px;\n cursor: default;\n font-size: 15px;\n color: #071659;\n }\n\n input[type=\"number\"],\n select {\n width: 100%;\n padding: 10px;\n border: 1px solid #B5C9F1;\n border-radius: 10px;\n background-color: #fff;\n color: #071659;\n font-weight: 500;\n font-size: 14px;\n transition: border-color 0.2s;\n }\n\n input[type=\"number\"]:focus,\n select:focus {\n outline: none;\n border-color: #5B70D1;\n }\n\n .tooltip-container {\n display: inline-flex;\n align-items: center;\n gap: 5px;\n position: relative;\n }\n\n .tooltip-icon {\n background-color: #5B70D1;\n color: white;\n border-radius: 50%;\n width: 18px;\n height: 18px;\n font-size: 12px;\n font-weight: bold;\n display: flex;\n justify-content: center;\n align-items: center;\n cursor: default;\n transition: background-color 0.2s;\n flex-shrink: 0;\n }\n\n .tooltip-container:hover .tooltip-box {\n display: block;\n }\n\n .tooltip-box {\n position: absolute;\n top: 28px;\n left: 0;\n z-index: 10;\n background: #EFF4FF;\n border: 1px solid #5B70D1;\n border-radius: 10px;\n padding: 12px;\n font-size: 13px;\n color: #071659;\n box-shadow: 0px 6px 16px rgba(0, 0, 0, 0.1);\n white-space: normal;\n display: none;\n width: 240px;\n font-weight: 500;\n }\n\n .compound-chart {\n width: 100%;\n margin-top: 30px;\n background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);\n padding: 24px;\n border-radius: 20px;\n border: 1px solid rgba(226, 232, 240, 0.8);\n box-shadow: \n 0 4px 6px -1px rgba(0, 0, 0, 0.1),\n 0 2px 4px -1px rgba(0, 0, 0, 0.06),\n inset 0 1px 0 rgba(255, 255, 255, 0.6);\n overflow-x: auto;\n position: relative;\n min-height: 400px;\n }\n\n .compound-chart::before {\n content: '';\n position: absolute;\n top: 0;\n left: 0;\n right: 0;\n height: 1px;\n background: linear-gradient(90deg, transparent, rgba(99, 102, 241, 0.3), transparent);\n border-radius: 20px 20px 0 0;\n }\n\n canvas {\n max-width: 100%;\n height: auto;\n display: block;\n font-family: 'Manrope', sans-serif;\n }\n\n .disclaimer {\n margin-top: 30px;\n font-size: 14px;\n color: #555;\n font-style: italic;\n }\n\n \/* Chart.js legend + tooltip styles *\/\n .chartjs-legend li span {\n width: 10px !important;\n height: 10px !important;\n border-radius: 50% !important;\n margin-right: 8px !important;\n }\n\n .chartjs-tooltip {\n background: #fff;\n border: 1px solid #5B70D1;\n border-radius: 8px;\n padding: 10px 14px;\n box-shadow: 0 4px 12px rgba(0,0,0,0.1);\n font-family: 'Manrope', sans-serif;\n color: #071659;\n font-size: 13px;\n }\n\n \/* Mobile-first responsive design *\/\n @media (max-width: 768px) {\n #compound-wrapper {\n padding: 10px;\n }\n \n .simulation-box {\n padding: 20px 16px;\n margin-bottom: 20px;\n border-radius: 12px;\n }\n\n .simulation-box h3 {\n font-size: 20px;\n margin-bottom: 16px;\n text-align: center;\n }\n\n .compound-inputs-inline {\n flex-direction: column;\n gap: 16px;\n }\n\n .compound-inputs-inline .input-group {\n flex: 1;\n width: 100%;\n min-width: auto;\n }\n\n .input-group label {\n font-size: 14px;\n }\n\n input[type=\"number\"],\n select {\n padding: 12px;\n font-size: 16px; \/* Prevents zoom on iOS *\/\n border-radius: 8px;\n }\n\n .tooltip-box {\n width: calc(100vw - 60px);\n max-width: 280px;\n left: 50%;\n transform: translateX(-50%);\n }\n\n .compound-chart {\n padding: 16px;\n margin-top: 20px;\n border-radius: 12px;\n }\n\n .disclaimer {\n font-size: 13px;\n margin-top: 20px;\n text-align: center;\n padding: 0 10px;\n }\n }\n\n @media (max-width: 480px) {\n .simulation-box {\n padding: 16px 12px;\n }\n\n .simulation-box h3 {\n font-size: 18px;\n }\n\n .compound-inputs-inline {\n gap: 12px;\n }\n\n input[type=\"number\"],\n select {\n padding: 14px 12px;\n }\n\n .compound-chart {\n padding: 12px;\n }\n\n .tooltip-icon {\n width: 16px;\n height: 16px;\n font-size: 10px;\n }\n\n .tooltip-box {\n font-size: 12px;\n padding: 10px;\n width: calc(100vw - 40px);\n max-width: 260px;\n }\n }\n\n \/* Tablet specific adjustments *\/\n @media (min-width: 769px) and (max-width: 1024px) {\n .compound-inputs-inline .input-group {\n flex: 1 1 calc(50% - 10px);\n min-width: 200px;\n }\n }\n\n \/* Large screen optimization *\/\n @media (min-width: 1200px) {\n #compound-wrapper {\n max-width: 1200px;\n margin: 0 auto;\n }\n }\n <\/style>\n<\/head>\n<body>\n <div id=\"compound-wrapper\">\n <div class=\"simulation-box\">\n <h3>Votre simulation<\/h3>\n <div class=\"compound-inputs-inline\">\n <div class=\"input-group\">\n <label for=\"initial\">\n <div class=\"tooltip-container\">\n Capital initial (CHF)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Montant que vous investissez d\u00e8s le d\u00e9part.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"initial\" value=\"10000\" min=\"0\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"frequency\">\n <div class=\"tooltip-container\">\n Fr\u00e9quence des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Fr\u00e9quence \u00e0 laquelle vous ajoutez un montant fixe.<\/div>\n <\/div>\n <\/label>\n <select id=\"frequency\">\n <option value=\"0\">Pas de versements<\/option>\n <option value=\"12\">Mensuel<\/option>\n <option value=\"4\">Trimestriel<\/option>\n <option value=\"2\">Semestriel<\/option>\n <option value=\"1\">Annuel<\/option>\n <\/select>\n <\/div>\n\n <div class=\"input-group\" id=\"contribution-group\" style=\"opacity:0; pointer-events:none;\">\n <label for=\"contribution\">\n <div class=\"tooltip-container\">\n Montant des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Somme vers\u00e9e \u00e0 chaque intervalle s\u00e9lectionn\u00e9.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"contribution\" value=\"200\" min=\"0\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"paymentTiming\">\n <div class=\"tooltip-container\">\n Moment des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Choisissez si les versements sont effectu\u00e9s au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode.<\/div>\n <\/div>\n <\/label>\n <select id=\"paymentTiming\">\n <option value=\"end\">\u00c0 la fin de chaque p\u00e9riode<\/option>\n <option value=\"start\">Au d\u00e9but de chaque p\u00e9riode<\/option>\n <\/select>\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"years\">\n <div class=\"tooltip-container\">\n Dur\u00e9e du placement (ans)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Nombre total d'ann\u00e9es pendant lesquelles vous investissez.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"years\" value=\"20\" min=\"1\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"rate\">\n <div class=\"tooltip-container\">\n Taux d'int\u00e9r\u00eat (%)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Taux annuel utilis\u00e9 pour calculer les int\u00e9r\u00eats compos\u00e9s.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"rate\" value=\"5\" step=\"0.1\" min=\"0\">\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"compound-chart\">\n <canvas id=\"compoundChart\"><\/canvas>\n <\/div>\n\n <p class=\"disclaimer\">Cette projection est indicative. Les performances pass\u00e9es ne pr\u00e9jugent pas des performances futures.<\/p>\n <\/div>\n\n <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\n <script>\n document.addEventListener(\"DOMContentLoaded\", function () {\n const ctx = document.getElementById(\"compoundChart\").getContext(\"2d\");\n const initialInput = document.getElementById(\"initial\");\n const frequencyInput = document.getElementById(\"frequency\");\n const contributionInput = document.getElementById(\"contribution\");\n const contributionGroup = document.getElementById(\"contribution-group\");\n const yearsInput = document.getElementById(\"years\");\n const rateInput = document.getElementById(\"rate\");\n const timingInput = document.getElementById(\"paymentTiming\");\n\n const chart = new Chart(ctx, {\n type: \"line\",\n data: {\n labels: [],\n datasets: [\n {\n label: \"Capital total\",\n data: [],\n borderColor: \"#6366F1\",\n backgroundColor: (ctx) => {\n const canvas = ctx.chart.ctx;\n const gradient = canvas.createLinearGradient(0, 0, 0, 400);\n gradient.addColorStop(0, \"rgba(99, 102, 241, 0.3)\");\n gradient.addColorStop(0.5, \"rgba(99, 102, 241, 0.15)\");\n gradient.addColorStop(1, \"rgba(99, 102, 241, 0)\");\n return gradient;\n },\n borderWidth: 3,\n pointRadius: 0,\n pointHoverRadius: 8,\n pointHoverBorderWidth: 3,\n pointHoverBackgroundColor: \"#6366F1\",\n pointHoverBorderColor: \"#ffffff\",\n tension: 0.4,\n fill: true\n },\n {\n label: \"Int\u00e9r\u00eats accumul\u00e9s\",\n data: [],\n borderColor: \"#10B981\",\n backgroundColor: (ctx) => {\n const canvas = ctx.chart.ctx;\n const gradient = canvas.createLinearGradient(0, 0, 0, 400);\n gradient.addColorStop(0, \"rgba(16, 185, 129, 0.25)\");\n gradient.addColorStop(0.5, \"rgba(16, 185, 129, 0.1)\");\n gradient.addColorStop(1, \"rgba(16, 185, 129, 0)\");\n return gradient;\n },\n borderWidth: 3,\n pointRadius: 0,\n pointHoverRadius: 8,\n pointHoverBorderWidth: 3,\n pointHoverBackgroundColor: \"#10B981\",\n pointHoverBorderColor: \"#ffffff\",\n tension: 0.4,\n fill: true\n }\n ]\n },\n options: {\n responsive: true,\n maintainAspectRatio: false,\n aspectRatio: window.innerWidth < 768 ? 0.8 : 1.5,\n interaction: {\n intersect: false,\n mode: 'index'\n },\n elements: {\n point: {\n hoverRadius: 8\n }\n },\n plugins: {\n legend: {\n position: window.innerWidth < 768 ? 'bottom' : 'top',\n labels: {\n usePointStyle: true,\n pointStyle: 'circle',\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#1F2937',\n padding: window.innerWidth < 768 ? 18 : 24,\n boxWidth: 12,\n boxHeight: 12\n }\n },\n tooltip: {\n backgroundColor: \"rgba(255, 255, 255, 0.95)\",\n backdropFilter: \"blur(10px)\",\n borderColor: \"rgba(99, 102, 241, 0.2)\",\n borderWidth: 1,\n cornerRadius: 12,\n titleColor: \"#1F2937\",\n bodyColor: \"#374151\",\n titleFont: { \n family: 'Manrope', \n weight: '700', \n size: window.innerWidth < 768 ? 13 : 15 \n },\n bodyFont: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 12 : 14,\n weight: '500'\n },\n padding: 16,\n displayColors: true,\n usePointStyle: true,\n boxWidth: 10,\n boxHeight: 10,\n callbacks: {\n title: (items) => `Ann\u00e9e ${items[0].label}`,\n label: (item) => {\n const value = new Intl.NumberFormat('fr-CH', {\n style: 'currency',\n currency: 'CHF',\n minimumFractionDigits: 0,\n maximumFractionDigits: 0\n }).format(item.parsed.y);\n return `${item.dataset.label}: ${value}`;\n }\n }\n }\n },\n scales: {\n x: {\n grid: {\n display: true,\n color: \"rgba(156, 163, 175, 0.1)\",\n lineWidth: 1\n },\n border: {\n display: false\n },\n title: {\n display: true,\n text: \"Ann\u00e9e\",\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#6B7280',\n padding: 16\n },\n ticks: { \n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 11 : 13,\n weight: '500'\n }, \n color: '#9CA3AF',\n maxTicksLimit: window.innerWidth < 768 ? 6 : 10,\n padding: 8\n }\n },\n y: {\n beginAtZero: true,\n grid: {\n display: true,\n color: \"rgba(156, 163, 175, 0.1)\",\n lineWidth: 1\n },\n border: {\n display: false\n },\n title: {\n display: true,\n text: \"Capital (CHF)\",\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#6B7280',\n padding: 16\n },\n ticks: { \n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 11 : 13,\n weight: '500'\n }, \n color: '#9CA3AF',\n maxTicksLimit: window.innerWidth < 768 ? 6 : 8,\n padding: 8,\n callback: function(value) {\n return new Intl.NumberFormat('fr-CH', {\n style: 'currency',\n currency: 'CHF',\n minimumFractionDigits: 0,\n maximumFractionDigits: 0,\n notation: value >= 1000000 ? 'compact' : 'standard'\n }).format(value);\n }\n }\n }\n }\n }\n });\n\n \/\/ Update chart responsiveness on window resize\n let resizeTimeout;\n window.addEventListener('resize', function() {\n clearTimeout(resizeTimeout);\n resizeTimeout = setTimeout(() => {\n chart.options.aspectRatio = window.innerWidth < 768 ? 0.8 : 1.5;\n chart.options.plugins.legend.position = window.innerWidth < 768 ? 'bottom' : 'top';\n chart.options.plugins.legend.labels.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.plugins.legend.labels.padding = window.innerWidth < 768 ? 18 : 24;\n chart.options.plugins.tooltip.titleFont.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.plugins.tooltip.bodyFont.size = window.innerWidth < 768 ? 12 : 14;\n chart.options.scales.x.ticks.maxTicksLimit = window.innerWidth < 768 ? 6 : 10;\n chart.options.scales.y.ticks.maxTicksLimit = window.innerWidth < 768 ? 6 : 8;\n chart.options.scales.x.title.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.scales.y.title.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.scales.x.ticks.font.size = window.innerWidth < 768 ? 11 : 13;\n chart.options.scales.y.ticks.font.size = window.innerWidth < 768 ? 11 : 13;\n chart.resize();\n }, 250);\n });\n\n function updateChart() {\n const initial = parseFloat(initialInput.value) || 0;\n const freq = parseInt(frequencyInput.value) || 0;\n const contribution = freq > 0 ? parseFloat(contributionInput.value) || 0 : 0;\n const years = parseInt(yearsInput.value) || 1;\n const rate = parseFloat(rateInput.value) \/ 100 || 0;\n const timing = timingInput.value;\n\n let balance = initial;\n let totalDeposits = initial;\n const labels = [];\n const capitalData = [];\n const interestData = [];\n\n for (let year = 1; year <= years; year++) {\n if (freq > 0) {\n for (let i = 0; i < freq; i++) {\n if (timing === \"start\") {\n balance += contribution;\n totalDeposits += contribution;\n balance *= (1 + rate \/ freq);\n } else {\n balance *= (1 + rate \/ freq);\n balance += contribution;\n totalDeposits += contribution;\n }\n }\n } else {\n balance *= (1 + rate);\n }\n labels.push(year);\n capitalData.push(Math.round(balance));\n interestData.push(Math.round(balance - totalDeposits));\n }\n\n chart.data.labels = labels;\n chart.data.datasets[0].data = capitalData;\n chart.data.datasets[1].data = interestData;\n chart.update();\n }\n\n frequencyInput.addEventListener(\"input\", () => {\n const show = parseInt(frequencyInput.value) > 0;\n contributionGroup.style.opacity = show ? \"1\" : \"0\";\n contributionGroup.style.pointerEvents = show ? \"auto\" : \"none\";\n updateChart();\n });\n\n [initialInput, contributionInput, yearsInput, rateInput, timingInput].forEach(input => {\n input.addEventListener(\"input\", updateChart);\n });\n\n updateChart();\n });\n <\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c81e2b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c81e2b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5212c4e\" data-id=\"5212c4e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a12caa elementor-widget elementor-widget-heading\" data-id=\"2a12caa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu'est-ce que des int\u00e9r\u00eats compos\u00e9s ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4edb569 elementor-widget elementor-widget-text-editor\" data-id=\"4edb569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les int\u00e9r\u00eats compos\u00e9s d\u00e9signent un m\u00e9canisme de capitalisation dans lequel les int\u00e9r\u00eats g\u00e9n\u00e9r\u00e9s par un capital s\u2019ajoutent au capital initial, produisant eux-m\u00eames de nouveaux int\u00e9r\u00eats au fil du temps. Autrement dit, vous gagnez des int\u00e9r\u00eats sur les int\u00e9r\u00eats.<\/p><p>Les int\u00e9r\u00eats compos\u00e9s jouent un r\u00f4le cl\u00e9 dans la croissance du capital plac\u00e9 dans la pr\u00e9voyance suisse, notamment au sein du <strong><a href=\"https:\/\/invexa.ch\/prevoyance\/2eme-pilier\/\">2\u00e8me<\/a><\/strong> et du <strong><a href=\"https:\/\/invexa.ch\/prevoyance\/3eme-pilier-le-guide-complet\/\">3\u00e8me pilier<\/a><\/strong>. Plus votre \u00e9pargne reste investie longtemps, plus les <strong>rendements cumul\u00e9s<\/strong> peuvent faire une diff\u00e9rence significative \u00e0 la retraite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3281948 elementor-widget elementor-widget-heading\" data-id=\"3281948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne le calculateur d\u2019int\u00e9r\u00eats compos\u00e9s ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a6389b elementor-widget elementor-widget-text-editor\" data-id=\"8a6389b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNotre simulateur vous permet d\u2019estimer la croissance de votre capital dans le temps gr\u00e2ce aux int\u00e9r\u00eats compos\u00e9s, en prenant en compte plusieurs param\u00e8tres personnalisables:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-536c238 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"536c238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Capital initial: le montant investi au d\u00e9part.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fr\u00e9quence des versements: aucun, mensuel, trimestriel, semestriel ou annuel.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Montant des versements: le montant ajout\u00e9 \u00e0 chaque p\u00e9riode (si applicable).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Moment des versements: choisissez si les versements sont faits au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dur\u00e9e du placement (en ann\u00e9es).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taux d\u2019int\u00e9r\u00eat annuel (%).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef5466f elementor-widget elementor-widget-text-editor\" data-id=\"ef5466f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 chaque p\u00e9riode (mois, trimestre\u2026), le simulateur applique les int\u00e9r\u00eats sur le capital existant, ajoute le versement si vous en avez pr\u00e9vu un, et r\u00e9p\u00e8te l\u2019op\u00e9ration sur l\u2019ensemble de la dur\u00e9e d\u00e9finie.<\/p><p>Les int\u00e9r\u00eats sont <strong>capitalis\u00e9s<\/strong>, c\u2019est-\u00e0-dire qu\u2019ils s\u2019ajoutent au capital pour g\u00e9n\u00e9rer eux-m\u00eames de nouveaux int\u00e9r\u00eats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e15d934 elementor-widget elementor-widget-heading\" data-id=\"e15d934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La formule des int\u00e9r\u00eats compos\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16575fb elementor-widget elementor-widget-heading\" data-id=\"16575fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sans versements additionnels<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68367d4 elementor-widget elementor-widget-text-editor\" data-id=\"68367d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsque vous investissez un capital sur une p\u00e9riode donn\u00e9e avec un taux d\u2019int\u00e9r\u00eat r\u00e9gulier, la formule utilis\u00e9e est:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bc85d5 elementor-widget elementor-widget-text-editor\" data-id=\"6bc85d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A = P x (1 + r\/n)<em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t<\/sup><\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-770fd2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"770fd2c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-00a9876\" data-id=\"00a9876\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1895924 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1895924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>A:<\/strong> montant final (capital total accumul\u00e9)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>P:<\/strong> capital initial (le montant investi au d\u00e9part)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>r: <\/strong>taux d\u2019int\u00e9r\u00eat annuel (ex. : 5 % = 0.05)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>n:<\/strong> nombre de p\u00e9riodes par an (ex. : 12 pour un versement mensuel)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>t:<\/strong> dur\u00e9e du placement en ann\u00e9es<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3518e73 elementor-widget elementor-widget-heading\" data-id=\"3518e73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">En cas de versements r\u00e9guliers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af23a3 elementor-widget elementor-widget-text-editor\" data-id=\"6af23a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSi vous effectuez des versements r\u00e9guliers (mensuels, annuels\u2026), on utilise la formule suivante:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1ce54 elementor-widget elementor-widget-text-editor\" data-id=\"1d1ce54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"base\"><span class=\"mord mathnormal\">A <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord mathnormal\">P <\/span><span class=\"mbin\">\u00d7 <\/span><\/span><span class=\"base\"><span class=\"minner\"><span class=\"mopen delimcenter\"><span class=\"delimsizing size2\">(<\/span><\/span><span class=\"mord\">1 <\/span><span class=\"mbin\">+ <\/span><span class=\"mord\"><span class=\"mfrac\"><span class=\"vlist-t vlist-t2\"><span class=\"vlist-r\"><span class=\"vlist\"><span class=\"mord mathnormal\">r\/n<\/span><\/span><span class=\"vlist-s\">\u200b<\/span><\/span><\/span><\/span><\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size2\">)<\/span><\/span><em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t <\/sup><\/span><\/em><\/span><span class=\"mbin\">+ <\/span><\/span><span class=\"base\"><span class=\"mord mathnormal\">PMT <\/span><span class=\"mbin\">\u00d7 <\/span><\/span><span class=\"base\"><span class=\"minner\"><span class=\"mopen delimcenter\"><span class=\"delimsizing size4\">[<\/span><\/span><span class=\"mord\"><span class=\"mfrac\"><span class=\"vlist-t vlist-t2\"><span class=\"vlist-r\"><span class=\"vlist\"> (<span class=\"vlist-s\">\u200b<\/span><span class=\"mopen delimcenter\"><span class=\"delimsizing size1\">(<\/span><\/span>1<span class=\"mbin\">+<\/span><span class=\"sizing reset-size6 size3 mtight\"><span class=\"mord mtight\"><span class=\"mord mathnormal mtight\"> r\/n<\/span><\/span><\/span><span class=\"vlist-s\">\u200b<\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size1\">) <\/span><\/span><em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t<\/sup><\/span><\/em> <span class=\"mbin\">\u2212 <\/span>1)<\/span><span class=\"vlist-s\">\u200b \/ (r\/n) <\/span><\/span><\/span><\/span><\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size4\">]<\/span><\/span><\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-81edcfc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81edcfc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-56ffc4c\" data-id=\"56ffc4c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41d18ad elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"41d18ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>PMT:<\/strong> montant des versements p\u00e9riodiques<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le premier terme correspond \u00e0 la croissance du capital initial.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le second terme repr\u00e9sente la capitalisation des versements dans le temps.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le calculateur prend \u00e9galement en compte si les versements sont faits au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode, ce qui modifie l\u00e9g\u00e8rement la capitalisation des int\u00e9r\u00eats.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculate your compound interest easily with our online tool. <\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[50],"class_list":["post-2616","post","type-post","status-publish","format-standard","hentry","category-investissement","tag-calculateur"],"_links":{"self":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts\/2616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/comments?post=2616"}],"version-history":[{"count":0,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts\/2616\/revisions"}],"wp:attachment":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/media?parent=2616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/categories?post=2616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/tags?post=2616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\n\n\n \n \n Calculateur d'Int\u00e9r\u00eats Compos\u00e9s<\/title>\n <link href=\"https:\/\/fonts.googleapis.com\/css2?family=Manrope:wght@400;500;600;700&display=swap\" rel=\"stylesheet\">\n <style>\n * {\n box-sizing: border-box;\n }\n\n #compound-wrapper {\n font-family: 'Manrope', sans-serif;\n color: #000;\n padding: 0;\n max-width: 100%;\n overflow-x: hidden;\n }\n\n .simulation-box {\n background-color: #F9FBFF;\n border: 1px solid #D8D8D8;\n border-radius: 16px;\n padding: 24px;\n margin-bottom: 30px;\n }\n\n .simulation-box h3 {\n font-size: 22px;\n padding-bottom: 15px;\n font-weight: 700;\n margin-bottom: 20px;\n color: #071659;\n }\n\n .compound-inputs-inline {\n display: flex;\n flex-wrap: wrap;\n gap: 20px;\n margin-bottom: 10px;\n }\n\n .compound-inputs-inline .input-group {\n flex: 0 0 220px;\n width: 220px;\n min-width: 200px;\n }\n\n .input-group label {\n font-weight: 600;\n display: block;\n margin-bottom: 8px;\n cursor: default;\n font-size: 15px;\n color: #071659;\n }\n\n input[type=\"number\"],\n select {\n width: 100%;\n padding: 10px;\n border: 1px solid #B5C9F1;\n border-radius: 10px;\n background-color: #fff;\n color: #071659;\n font-weight: 500;\n font-size: 14px;\n transition: border-color 0.2s;\n }\n\n input[type=\"number\"]:focus,\n select:focus {\n outline: none;\n border-color: #5B70D1;\n }\n\n .tooltip-container {\n display: inline-flex;\n align-items: center;\n gap: 5px;\n position: relative;\n }\n\n .tooltip-icon {\n background-color: #5B70D1;\n color: white;\n border-radius: 50%;\n width: 18px;\n height: 18px;\n font-size: 12px;\n font-weight: bold;\n display: flex;\n justify-content: center;\n align-items: center;\n cursor: default;\n transition: background-color 0.2s;\n flex-shrink: 0;\n }\n\n .tooltip-container:hover .tooltip-box {\n display: block;\n }\n\n .tooltip-box {\n position: absolute;\n top: 28px;\n left: 0;\n z-index: 10;\n background: #EFF4FF;\n border: 1px solid #5B70D1;\n border-radius: 10px;\n padding: 12px;\n font-size: 13px;\n color: #071659;\n box-shadow: 0px 6px 16px rgba(0, 0, 0, 0.1);\n white-space: normal;\n display: none;\n width: 240px;\n font-weight: 500;\n }\n\n .compound-chart {\n width: 100%;\n margin-top: 30px;\n background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);\n padding: 24px;\n border-radius: 20px;\n border: 1px solid rgba(226, 232, 240, 0.8);\n box-shadow: \n 0 4px 6px -1px rgba(0, 0, 0, 0.1),\n 0 2px 4px -1px rgba(0, 0, 0, 0.06),\n inset 0 1px 0 rgba(255, 255, 255, 0.6);\n overflow-x: auto;\n position: relative;\n min-height: 400px;\n }\n\n .compound-chart::before {\n content: '';\n position: absolute;\n top: 0;\n left: 0;\n right: 0;\n height: 1px;\n background: linear-gradient(90deg, transparent, rgba(99, 102, 241, 0.3), transparent);\n border-radius: 20px 20px 0 0;\n }\n\n canvas {\n max-width: 100%;\n height: auto;\n display: block;\n font-family: 'Manrope', sans-serif;\n }\n\n .disclaimer {\n margin-top: 30px;\n font-size: 14px;\n color: #555;\n font-style: italic;\n }\n\n \/* Chart.js legend + tooltip styles *\/\n .chartjs-legend li span {\n width: 10px !important;\n height: 10px !important;\n border-radius: 50% !important;\n margin-right: 8px !important;\n }\n\n .chartjs-tooltip {\n background: #fff;\n border: 1px solid #5B70D1;\n border-radius: 8px;\n padding: 10px 14px;\n box-shadow: 0 4px 12px rgba(0,0,0,0.1);\n font-family: 'Manrope', sans-serif;\n color: #071659;\n font-size: 13px;\n }\n\n \/* Mobile-first responsive design *\/\n @media (max-width: 768px) {\n #compound-wrapper {\n padding: 10px;\n }\n \n .simulation-box {\n padding: 20px 16px;\n margin-bottom: 20px;\n border-radius: 12px;\n }\n\n .simulation-box h3 {\n font-size: 20px;\n margin-bottom: 16px;\n text-align: center;\n }\n\n .compound-inputs-inline {\n flex-direction: column;\n gap: 16px;\n }\n\n .compound-inputs-inline .input-group {\n flex: 1;\n width: 100%;\n min-width: auto;\n }\n\n .input-group label {\n font-size: 14px;\n }\n\n input[type=\"number\"],\n select {\n padding: 12px;\n font-size: 16px; \/* Prevents zoom on iOS *\/\n border-radius: 8px;\n }\n\n .tooltip-box {\n width: calc(100vw - 60px);\n max-width: 280px;\n left: 50%;\n transform: translateX(-50%);\n }\n\n .compound-chart {\n padding: 16px;\n margin-top: 20px;\n border-radius: 12px;\n }\n\n .disclaimer {\n font-size: 13px;\n margin-top: 20px;\n text-align: center;\n padding: 0 10px;\n }\n }\n\n @media (max-width: 480px) {\n .simulation-box {\n padding: 16px 12px;\n }\n\n .simulation-box h3 {\n font-size: 18px;\n }\n\n .compound-inputs-inline {\n gap: 12px;\n }\n\n input[type=\"number\"],\n select {\n padding: 14px 12px;\n }\n\n .compound-chart {\n padding: 12px;\n }\n\n .tooltip-icon {\n width: 16px;\n height: 16px;\n font-size: 10px;\n }\n\n .tooltip-box {\n font-size: 12px;\n padding: 10px;\n width: calc(100vw - 40px);\n max-width: 260px;\n }\n }\n\n \/* Tablet specific adjustments *\/\n @media (min-width: 769px) and (max-width: 1024px) {\n .compound-inputs-inline .input-group {\n flex: 1 1 calc(50% - 10px);\n min-width: 200px;\n }\n }\n\n \/* Large screen optimization *\/\n @media (min-width: 1200px) {\n #compound-wrapper {\n max-width: 1200px;\n margin: 0 auto;\n }\n }\n <\/style>\n<\/head>\n<body>\n <div id=\"compound-wrapper\">\n <div class=\"simulation-box\">\n <h3>Votre simulation<\/h3>\n <div class=\"compound-inputs-inline\">\n <div class=\"input-group\">\n <label for=\"initial\">\n <div class=\"tooltip-container\">\n Capital initial (CHF)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Montant que vous investissez d\u00e8s le d\u00e9part.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"initial\" value=\"10000\" min=\"0\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"frequency\">\n <div class=\"tooltip-container\">\n Fr\u00e9quence des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Fr\u00e9quence \u00e0 laquelle vous ajoutez un montant fixe.<\/div>\n <\/div>\n <\/label>\n <select id=\"frequency\">\n <option value=\"0\">Pas de versements<\/option>\n <option value=\"12\">Mensuel<\/option>\n <option value=\"4\">Trimestriel<\/option>\n <option value=\"2\">Semestriel<\/option>\n <option value=\"1\">Annuel<\/option>\n <\/select>\n <\/div>\n\n <div class=\"input-group\" id=\"contribution-group\" style=\"opacity:0; pointer-events:none;\">\n <label for=\"contribution\">\n <div class=\"tooltip-container\">\n Montant des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Somme vers\u00e9e \u00e0 chaque intervalle s\u00e9lectionn\u00e9.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"contribution\" value=\"200\" min=\"0\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"paymentTiming\">\n <div class=\"tooltip-container\">\n Moment des versements\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Choisissez si les versements sont effectu\u00e9s au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode.<\/div>\n <\/div>\n <\/label>\n <select id=\"paymentTiming\">\n <option value=\"end\">\u00c0 la fin de chaque p\u00e9riode<\/option>\n <option value=\"start\">Au d\u00e9but de chaque p\u00e9riode<\/option>\n <\/select>\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"years\">\n <div class=\"tooltip-container\">\n Dur\u00e9e du placement (ans)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Nombre total d'ann\u00e9es pendant lesquelles vous investissez.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"years\" value=\"20\" min=\"1\">\n <\/div>\n\n <div class=\"input-group\">\n <label for=\"rate\">\n <div class=\"tooltip-container\">\n Taux d'int\u00e9r\u00eat (%)\n <div class=\"tooltip-icon\">i<\/div>\n <div class=\"tooltip-box\">Taux annuel utilis\u00e9 pour calculer les int\u00e9r\u00eats compos\u00e9s.<\/div>\n <\/div>\n <\/label>\n <input type=\"number\" id=\"rate\" value=\"5\" step=\"0.1\" min=\"0\">\n <\/div>\n <\/div>\n <\/div>\n\n <div class=\"compound-chart\">\n <canvas id=\"compoundChart\"><\/canvas>\n <\/div>\n\n <p class=\"disclaimer\">Cette projection est indicative. Les performances pass\u00e9es ne pr\u00e9jugent pas des performances futures.<\/p>\n <\/div>\n\n <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\n <script>\n document.addEventListener(\"DOMContentLoaded\", function () {\n const ctx = document.getElementById(\"compoundChart\").getContext(\"2d\");\n const initialInput = document.getElementById(\"initial\");\n const frequencyInput = document.getElementById(\"frequency\");\n const contributionInput = document.getElementById(\"contribution\");\n const contributionGroup = document.getElementById(\"contribution-group\");\n const yearsInput = document.getElementById(\"years\");\n const rateInput = document.getElementById(\"rate\");\n const timingInput = document.getElementById(\"paymentTiming\");\n\n const chart = new Chart(ctx, {\n type: \"line\",\n data: {\n labels: [],\n datasets: [\n {\n label: \"Capital total\",\n data: [],\n borderColor: \"#6366F1\",\n backgroundColor: (ctx) => {\n const canvas = ctx.chart.ctx;\n const gradient = canvas.createLinearGradient(0, 0, 0, 400);\n gradient.addColorStop(0, \"rgba(99, 102, 241, 0.3)\");\n gradient.addColorStop(0.5, \"rgba(99, 102, 241, 0.15)\");\n gradient.addColorStop(1, \"rgba(99, 102, 241, 0)\");\n return gradient;\n },\n borderWidth: 3,\n pointRadius: 0,\n pointHoverRadius: 8,\n pointHoverBorderWidth: 3,\n pointHoverBackgroundColor: \"#6366F1\",\n pointHoverBorderColor: \"#ffffff\",\n tension: 0.4,\n fill: true\n },\n {\n label: \"Int\u00e9r\u00eats accumul\u00e9s\",\n data: [],\n borderColor: \"#10B981\",\n backgroundColor: (ctx) => {\n const canvas = ctx.chart.ctx;\n const gradient = canvas.createLinearGradient(0, 0, 0, 400);\n gradient.addColorStop(0, \"rgba(16, 185, 129, 0.25)\");\n gradient.addColorStop(0.5, \"rgba(16, 185, 129, 0.1)\");\n gradient.addColorStop(1, \"rgba(16, 185, 129, 0)\");\n return gradient;\n },\n borderWidth: 3,\n pointRadius: 0,\n pointHoverRadius: 8,\n pointHoverBorderWidth: 3,\n pointHoverBackgroundColor: \"#10B981\",\n pointHoverBorderColor: \"#ffffff\",\n tension: 0.4,\n fill: true\n }\n ]\n },\n options: {\n responsive: true,\n maintainAspectRatio: false,\n aspectRatio: window.innerWidth < 768 ? 0.8 : 1.5,\n interaction: {\n intersect: false,\n mode: 'index'\n },\n elements: {\n point: {\n hoverRadius: 8\n }\n },\n plugins: {\n legend: {\n position: window.innerWidth < 768 ? 'bottom' : 'top',\n labels: {\n usePointStyle: true,\n pointStyle: 'circle',\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#1F2937',\n padding: window.innerWidth < 768 ? 18 : 24,\n boxWidth: 12,\n boxHeight: 12\n }\n },\n tooltip: {\n backgroundColor: \"rgba(255, 255, 255, 0.95)\",\n backdropFilter: \"blur(10px)\",\n borderColor: \"rgba(99, 102, 241, 0.2)\",\n borderWidth: 1,\n cornerRadius: 12,\n titleColor: \"#1F2937\",\n bodyColor: \"#374151\",\n titleFont: { \n family: 'Manrope', \n weight: '700', \n size: window.innerWidth < 768 ? 13 : 15 \n },\n bodyFont: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 12 : 14,\n weight: '500'\n },\n padding: 16,\n displayColors: true,\n usePointStyle: true,\n boxWidth: 10,\n boxHeight: 10,\n callbacks: {\n title: (items) => `Ann\u00e9e ${items[0].label}`,\n label: (item) => {\n const value = new Intl.NumberFormat('fr-CH', {\n style: 'currency',\n currency: 'CHF',\n minimumFractionDigits: 0,\n maximumFractionDigits: 0\n }).format(item.parsed.y);\n return `${item.dataset.label}: ${value}`;\n }\n }\n }\n },\n scales: {\n x: {\n grid: {\n display: true,\n color: \"rgba(156, 163, 175, 0.1)\",\n lineWidth: 1\n },\n border: {\n display: false\n },\n title: {\n display: true,\n text: \"Ann\u00e9e\",\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#6B7280',\n padding: 16\n },\n ticks: { \n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 11 : 13,\n weight: '500'\n }, \n color: '#9CA3AF',\n maxTicksLimit: window.innerWidth < 768 ? 6 : 10,\n padding: 8\n }\n },\n y: {\n beginAtZero: true,\n grid: {\n display: true,\n color: \"rgba(156, 163, 175, 0.1)\",\n lineWidth: 1\n },\n border: {\n display: false\n },\n title: {\n display: true,\n text: \"Capital (CHF)\",\n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 13 : 15,\n weight: '600'\n },\n color: '#6B7280',\n padding: 16\n },\n ticks: { \n font: { \n family: 'Manrope', \n size: window.innerWidth < 768 ? 11 : 13,\n weight: '500'\n }, \n color: '#9CA3AF',\n maxTicksLimit: window.innerWidth < 768 ? 6 : 8,\n padding: 8,\n callback: function(value) {\n return new Intl.NumberFormat('fr-CH', {\n style: 'currency',\n currency: 'CHF',\n minimumFractionDigits: 0,\n maximumFractionDigits: 0,\n notation: value >= 1000000 ? 'compact' : 'standard'\n }).format(value);\n }\n }\n }\n }\n }\n });\n\n \/\/ Update chart responsiveness on window resize\n let resizeTimeout;\n window.addEventListener('resize', function() {\n clearTimeout(resizeTimeout);\n resizeTimeout = setTimeout(() => {\n chart.options.aspectRatio = window.innerWidth < 768 ? 0.8 : 1.5;\n chart.options.plugins.legend.position = window.innerWidth < 768 ? 'bottom' : 'top';\n chart.options.plugins.legend.labels.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.plugins.legend.labels.padding = window.innerWidth < 768 ? 18 : 24;\n chart.options.plugins.tooltip.titleFont.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.plugins.tooltip.bodyFont.size = window.innerWidth < 768 ? 12 : 14;\n chart.options.scales.x.ticks.maxTicksLimit = window.innerWidth < 768 ? 6 : 10;\n chart.options.scales.y.ticks.maxTicksLimit = window.innerWidth < 768 ? 6 : 8;\n chart.options.scales.x.title.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.scales.y.title.font.size = window.innerWidth < 768 ? 13 : 15;\n chart.options.scales.x.ticks.font.size = window.innerWidth < 768 ? 11 : 13;\n chart.options.scales.y.ticks.font.size = window.innerWidth < 768 ? 11 : 13;\n chart.resize();\n }, 250);\n });\n\n function updateChart() {\n const initial = parseFloat(initialInput.value) || 0;\n const freq = parseInt(frequencyInput.value) || 0;\n const contribution = freq > 0 ? parseFloat(contributionInput.value) || 0 : 0;\n const years = parseInt(yearsInput.value) || 1;\n const rate = parseFloat(rateInput.value) \/ 100 || 0;\n const timing = timingInput.value;\n\n let balance = initial;\n let totalDeposits = initial;\n const labels = [];\n const capitalData = [];\n const interestData = [];\n\n for (let year = 1; year <= years; year++) {\n if (freq > 0) {\n for (let i = 0; i < freq; i++) {\n if (timing === \"start\") {\n balance += contribution;\n totalDeposits += contribution;\n balance *= (1 + rate \/ freq);\n } else {\n balance *= (1 + rate \/ freq);\n balance += contribution;\n totalDeposits += contribution;\n }\n }\n } else {\n balance *= (1 + rate);\n }\n labels.push(year);\n capitalData.push(Math.round(balance));\n interestData.push(Math.round(balance - totalDeposits));\n }\n\n chart.data.labels = labels;\n chart.data.datasets[0].data = capitalData;\n chart.data.datasets[1].data = interestData;\n chart.update();\n }\n\n frequencyInput.addEventListener(\"input\", () => {\n const show = parseInt(frequencyInput.value) > 0;\n contributionGroup.style.opacity = show ? \"1\" : \"0\";\n contributionGroup.style.pointerEvents = show ? \"auto\" : \"none\";\n updateChart();\n });\n\n [initialInput, contributionInput, yearsInput, rateInput, timingInput].forEach(input => {\n input.addEventListener(\"input\", updateChart);\n });\n\n updateChart();\n });\n <\/script>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c81e2b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c81e2b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5212c4e\" data-id=\"5212c4e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a12caa elementor-widget elementor-widget-heading\" data-id=\"2a12caa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu'est-ce que des int\u00e9r\u00eats compos\u00e9s ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4edb569 elementor-widget elementor-widget-text-editor\" data-id=\"4edb569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les int\u00e9r\u00eats compos\u00e9s d\u00e9signent un m\u00e9canisme de capitalisation dans lequel les int\u00e9r\u00eats g\u00e9n\u00e9r\u00e9s par un capital s\u2019ajoutent au capital initial, produisant eux-m\u00eames de nouveaux int\u00e9r\u00eats au fil du temps. Autrement dit, vous gagnez des int\u00e9r\u00eats sur les int\u00e9r\u00eats.<\/p><p>Les int\u00e9r\u00eats compos\u00e9s jouent un r\u00f4le cl\u00e9 dans la croissance du capital plac\u00e9 dans la pr\u00e9voyance suisse, notamment au sein du <strong><a href=\"https:\/\/invexa.ch\/prevoyance\/2eme-pilier\/\">2\u00e8me<\/a><\/strong> et du <strong><a href=\"https:\/\/invexa.ch\/prevoyance\/3eme-pilier-le-guide-complet\/\">3\u00e8me pilier<\/a><\/strong>. Plus votre \u00e9pargne reste investie longtemps, plus les <strong>rendements cumul\u00e9s<\/strong> peuvent faire une diff\u00e9rence significative \u00e0 la retraite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3281948 elementor-widget elementor-widget-heading\" data-id=\"3281948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne le calculateur d\u2019int\u00e9r\u00eats compos\u00e9s ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a6389b elementor-widget elementor-widget-text-editor\" data-id=\"8a6389b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNotre simulateur vous permet d\u2019estimer la croissance de votre capital dans le temps gr\u00e2ce aux int\u00e9r\u00eats compos\u00e9s, en prenant en compte plusieurs param\u00e8tres personnalisables:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-536c238 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"536c238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Capital initial: le montant investi au d\u00e9part.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fr\u00e9quence des versements: aucun, mensuel, trimestriel, semestriel ou annuel.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Montant des versements: le montant ajout\u00e9 \u00e0 chaque p\u00e9riode (si applicable).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Moment des versements: choisissez si les versements sont faits au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dur\u00e9e du placement (en ann\u00e9es).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taux d\u2019int\u00e9r\u00eat annuel (%).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef5466f elementor-widget elementor-widget-text-editor\" data-id=\"ef5466f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c0 chaque p\u00e9riode (mois, trimestre\u2026), le simulateur applique les int\u00e9r\u00eats sur le capital existant, ajoute le versement si vous en avez pr\u00e9vu un, et r\u00e9p\u00e8te l\u2019op\u00e9ration sur l\u2019ensemble de la dur\u00e9e d\u00e9finie.<\/p><p>Les int\u00e9r\u00eats sont <strong>capitalis\u00e9s<\/strong>, c\u2019est-\u00e0-dire qu\u2019ils s\u2019ajoutent au capital pour g\u00e9n\u00e9rer eux-m\u00eames de nouveaux int\u00e9r\u00eats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e15d934 elementor-widget elementor-widget-heading\" data-id=\"e15d934\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La formule des int\u00e9r\u00eats compos\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16575fb elementor-widget elementor-widget-heading\" data-id=\"16575fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sans versements additionnels<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68367d4 elementor-widget elementor-widget-text-editor\" data-id=\"68367d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsque vous investissez un capital sur une p\u00e9riode donn\u00e9e avec un taux d\u2019int\u00e9r\u00eat r\u00e9gulier, la formule utilis\u00e9e est:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bc85d5 elementor-widget elementor-widget-text-editor\" data-id=\"6bc85d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A = P x (1 + r\/n)<em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t<\/sup><\/span><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-770fd2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"770fd2c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-00a9876\" data-id=\"00a9876\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1895924 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1895924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>A:<\/strong> montant final (capital total accumul\u00e9)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>P:<\/strong> capital initial (le montant investi au d\u00e9part)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>r: <\/strong>taux d\u2019int\u00e9r\u00eat annuel (ex. : 5 % = 0.05)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>n:<\/strong> nombre de p\u00e9riodes par an (ex. : 12 pour un versement mensuel)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>t:<\/strong> dur\u00e9e du placement en ann\u00e9es<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3518e73 elementor-widget elementor-widget-heading\" data-id=\"3518e73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">En cas de versements r\u00e9guliers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af23a3 elementor-widget elementor-widget-text-editor\" data-id=\"6af23a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSi vous effectuez des versements r\u00e9guliers (mensuels, annuels\u2026), on utilise la formule suivante:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1ce54 elementor-widget elementor-widget-text-editor\" data-id=\"1d1ce54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"base\"><span class=\"mord mathnormal\">A <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord mathnormal\">P <\/span><span class=\"mbin\">\u00d7 <\/span><\/span><span class=\"base\"><span class=\"minner\"><span class=\"mopen delimcenter\"><span class=\"delimsizing size2\">(<\/span><\/span><span class=\"mord\">1 <\/span><span class=\"mbin\">+ <\/span><span class=\"mord\"><span class=\"mfrac\"><span class=\"vlist-t vlist-t2\"><span class=\"vlist-r\"><span class=\"vlist\"><span class=\"mord mathnormal\">r\/n<\/span><\/span><span class=\"vlist-s\">\u200b<\/span><\/span><\/span><\/span><\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size2\">)<\/span><\/span><em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t <\/sup><\/span><\/em><\/span><span class=\"mbin\">+ <\/span><\/span><span class=\"base\"><span class=\"mord mathnormal\">PMT <\/span><span class=\"mbin\">\u00d7 <\/span><\/span><span class=\"base\"><span class=\"minner\"><span class=\"mopen delimcenter\"><span class=\"delimsizing size4\">[<\/span><\/span><span class=\"mord\"><span class=\"mfrac\"><span class=\"vlist-t vlist-t2\"><span class=\"vlist-r\"><span class=\"vlist\"> (<span class=\"vlist-s\">\u200b<\/span><span class=\"mopen delimcenter\"><span class=\"delimsizing size1\">(<\/span><\/span>1<span class=\"mbin\">+<\/span><span class=\"sizing reset-size6 size3 mtight\"><span class=\"mord mtight\"><span class=\"mord mathnormal mtight\"> r\/n<\/span><\/span><\/span><span class=\"vlist-s\">\u200b<\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size1\">) <\/span><\/span><em><span id=\"myresult1\"><sup>n <\/sup><\/span><\/em><span id=\"myresult1\"><sup>x <\/sup><\/span><em><span id=\"myresult1\"><sup>t<\/sup><\/span><\/em> <span class=\"mbin\">\u2212 <\/span>1)<\/span><span class=\"vlist-s\">\u200b \/ (r\/n) <\/span><\/span><\/span><\/span><\/span><span class=\"mclose delimcenter\"><span class=\"delimsizing size4\">]<\/span><\/span><\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-81edcfc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81edcfc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-56ffc4c\" data-id=\"56ffc4c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41d18ad elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"41d18ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>PMT:<\/strong> montant des versements p\u00e9riodiques<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le premier terme correspond \u00e0 la croissance du capital initial.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le second terme repr\u00e9sente la capitalisation des versements dans le temps.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le calculateur prend \u00e9galement en compte si les versements sont faits au d\u00e9but ou \u00e0 la fin de chaque p\u00e9riode, ce qui modifie l\u00e9g\u00e8rement la capitalisation des int\u00e9r\u00eats.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculate your compound interest easily with our online tool. <\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[50],"class_list":["post-2616","post","type-post","status-publish","format-standard","hentry","category-investissement","tag-calculateur"],"_links":{"self":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts\/2616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/comments?post=2616"}],"version-history":[{"count":0,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/posts\/2616\/revisions"}],"wp:attachment":[{"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/media?parent=2616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/categories?post=2616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexa.ch\/en\/wp-json\/wp\/v2\/tags?post=2616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}